Quickly estimate your monthly mortgage. Enter home price, down payment, interest rate, and loan term to get instant details.
房贷计算器
快速计算每月房贷。输入房价、首付、利率和贷款期限，即可立即查看详情。
Kalkulator Pinjaman Gadai Janji
Kira bayaran bulanan anda dengan cepat. Masukkan harga rumah, bayaran pendahuluan, kadar faedah dan tempoh pinjaman untuk dapatkan butiran segera.
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Mortgage Loan FAQ
How much loan can I qualify for?
The amount depends on your income, debts, credit history, and the bank’s loan policy. Use this calculator for estimation, but for accurate loan eligibility, contact us and we’ll assist you further.
How accurate is this mortgage calculator?
Our calculator gives you a close estimate based on fixed interest rates and standard repayment terms. Final figures may vary based on your bank’s offer. For personalized advice, feel free to reach out to us.
Should I go for a longer or shorter loan term?
Longer terms reduce monthly payments but increase total interest paid. Shorter terms save on interest but require higher monthly payments. We can help you analyze both options—just contact our team for guidance.
What’s the difference between the deposit and the loan amount?
Your deposit (or down payment) is the upfront cash you pay. The loan amount is what you borrow after subtracting the deposit from the property price. The calculator helps you understand how your deposit affects monthly payments.
Can I use this calculator for refinancing decisions?
Yes, you can. Enter your new loan balance and rate to estimate the new monthly repayment. If you need help comparing your current and new loan, contact us—we’ll walk you through it.
